Welcome to Our Financing Department

Welcome to Portage Chrysler Dodge Jeep Ram’s Finance Department, your auto loan and car lease resource. Our expert finance team are eager and ready to help you unlock the best possible financing today! We work with all types of credit, from good to bad so you can shop and qualify for an auto loan with confidence.

No credit, no problem! We will work with you to secure a no-credit car loan if your situation demands it. We have strong relationships with multiple leaders and are committed to finding you the perfect car loan company to suit your car finance needs. Low-interest car loans are available for customers with existing loans. We can even help you refinance your car loan or adjust the term of the contract. You’re just a step away from approved car financing!

Not sure whether you want to lease or finance your next car? Don’t worry, we can help you discover the best option for your budget and lifestyle demands. Keep reading to discover the key differences and benefits each option has to offer.


Leasing allows you to enjoy a new Chrysler, Dodge, Jeep, or Ram every two to three years. When you decide to lease, you’ll also enjoy limited ownership costs and no long-term commitment! Also compared to finance, leases generally require less upfront cost and are covered by their warranty throughout their duration. Plus, leasing through Chrysler Capital offers an array of benefits that includes the freedom to customize your lease with approved accessories, flexible terms, and more! Additional Chrysler Capital leasing benefits include:

  • Approved accessories are available to customize your vehicle at the time of lease inception.
  • Chrysler Capital offers a variety of mileage options to suit almost any lifestyle.
  • GAP coverage is included in the terms of your Chrysler Capital lease agreement, providing you with peace of mind in the event of total loss.
  • If you use the vehicle for business purposes, you may be able to deduct a portion of the payment.

If you are planning on driving long distances, heading off-road, or looking to add aftermarket parts or accessories, financing is probably right for you. Plus, because you are paying the full purchase price for the vehicle, and each payment goes toward building equity in your vehicle! Also as the vehicle owner, you determine when and how you deal with damage to your vehicle. Additional financing benefits include:

  • You have the freedom to sell or refinance.

  • No mileage restrictions or lease-end obligations.

  • You can customize your vehicle as you wish at any time.

  • Once you have completed the terms of your contract, you own the vehicle, free and clear.

  • Multiple lender options to get the best rates.

With competitive prices offered on every new and pre-owned model for sale on our lot, you won’t find a reason to visit any other dealership in Portage. After you’ve found the perfect car for you, you can apply for financing online, explore your KBB Instant Cash Offer, and check out our Payment Estimator! We also know buying a new car is just the beginning of your car ownership journey, that’s why we also offer award-winning service and an extensive Parts Department. Additional benefits of shopping, servicing, and financing at Portage CDJR include:

Dealership Info

Phone Numbers:Sales Hours:
  • Mon - Fri8:00 AM - 8:00 PM
  • Sat8:00 AM - 5:00 PM
  • SunClosed
Service Hours:
  • Mon, Thu7:00 AM - 7:00 PM
  • Tue - Wed, Fri7:00 AM - 5:00 PM
  • Sat7:00 AM - 4:00 PM
  • SunClosed
Parts Hours:
  • Mon, Thu7:00 AM - 7:00 PM
  • Tue - Wed, Fri7:00 AM - 5:00 PM
  • Sat8:00 AM - 5:00 PM
  • SunClosed

Financing FAQs

Financing means you’re taking out an auto loan to help you buy your new car. When you lease you don’t own your car but are rather renting it for a 2-3 year term before returning or buying it.

  • Worry less about depreciation
  • Enjoy a lower down payment and lower monthly payments
  • Unlock multiple end of lease options
  • Peace of mind with warranty coverage
  • Leasing can be more restrictive
  • Mileage limitations 
  • No personalization
  • Not an asset
Warning signs that your brake pads are wearing include:

  1. Lease a new car 
  2. Purchase a new car
  3. Purchase your currently leased car
  1. Scheduling your inspection
  2. Review and make possible repairs
  3. Make an appointment at a dealer
  4. Complete a federal odometer/lease termination statement
  5. Pay any lease liability fees/charges
  6. Pay any additional charges
  • No mileage limits
  • Worry less about wear and use
  • Build equity and sell whenever
  • Payment-free after contract is over
  • Bigger down payment
  • Higher monthly payments
  • Vehicle repair costs
  • Vehicle depreciation
Portage Chrysler Dodge Jeep Ram 43.5724478, -89.4673495.